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Frequently Asked Questions
1. Why Invest with us?
With over a decade of hands-on experience, Victoryone stands on a foundation of absolute transparency and trust. Our track record of delivering landmark projects like Central & Amara reflects our commitment to customer satisfaction. We don't just build homes; we build legacies of quality and reliability.
2. Are You CREDAI member?
Yes, Victoryone is a proud member of CREDAI, adhering to the highest standards of ethics and excellence in the real estate industry.
3. Are You following RERA NORMS?
Yes, we have been fully compliant with RERA norms since the inception of the regulation, ensuring total transparency and security for our homebuyers.
4. What are the Common amenities offered?
Our homes are delivered ready-to-move-in, including air-conditioners in all bedrooms, designer wardrobes, and a fully equipped modular kitchen with Chimney & HOB. Residents also enjoy premium access to our swimming pool and state-of-the-art clubhouse.
5. Which are the Financial institutions associated with you?
We are partnered with leading financial institutions including HDFC, IndiaBulls, DHFL, Tata Housing, ICICI, Corporation Bank, and Vijaya Bank to facilitate seamless home financing for our clients.
6. What is meant by Built-Up-area, Super-Built area and Carpet Area?
Understanding these terms is crucial for transparency:
- Carpet Area: The actual area within the inner walls of the apartment (where you can literally spread a carpet).
- Built-Up Area: The carpet area plus the thickness of the external walls and balconies.
- Super Built-Up Area: The built-up area plus a proportionate share of common areas like lobbies, staircases, and elevators.
7. What is Khata?
A Khata is a legal document that identifies a property for tax purposes. It records the owner's details and property dimensions, serving as a primary identification for property tax payment and obtaining building licenses.
8. What is the amount of down payment necessary to buy a house?
Usually, a down payment of 10% of the basic cost is required at the time of booking, with the remainder facilitated through financing or a construction-linked plan.
9. Can the properties be given on rent if not required for immediate use?
Yes, owners have full liberty to rent out their properties to generate passive income or hold them as long-term investments.
10. What is the Loan Amount which Can be Sanctioned
Loan sanctioning depends on your repayment capacity, eligibility (based on income and credit score), and the bank's financing norms. Typically, up to 80% of the property value can be sanctioned as a home loan.
11. On what basis is the payment schedule determined?
Our payment schedules are transparently linked to the construction progress for ongoing projects. For ready-to-move-in apartments, a standard completion-linked payment logic applies to ensure a smooth handover.